Individual Retirement Accounts (IRAs)


Individual Retirement Accounts, better known as IRAs, are individual retirement arrangements designed to help you plan for your future. If you have received taxable compensation during the year and will not reach the age of 70 1/2 by the end of the year, then you can contribute to an IRA. Learn more about IRAs by reading IRS Publication 590-A (contributions) and Publication 590-B (distributions). You are able to contribute cash (in a Certificate) and/or shares of stock into your IRA.


18 month variable IRA

  • $5,000 minimum opening deposit
  • Must maintain minimum balance of $5,000 to obtain disclosed annual percentage yield (APY)
  • Variable rate account - rate(s) and APY(s) may change after account is opened


Other IRA CDs and account options are available. Contact us for additional information on IRAs:


E-Mail: staff@cnb-online.net

Phone: 1-800-733-6595


Click here to view the current interest rates for all of our deposit account products.

Note: Transaction limits and other restrictions may apply with certain deposit products. Maintaining minimum balance(s) is required to obtain any disclosed annual percentage yields. Early withdrawal penalties may apply with all IRA CD types. Allowing IRA CD to reach full maturity with minimum opening balance is required to obtain any disclosed annual percentage yields.