Certificates of Deposit (CDs)

Certificates of Deposit, better known as CDs, are a great way to save for long term goals. Whether it's setting money aside for a major purchase, a vacation, your retirement, or just to earn some extra interest on money you don't need now, CNB offers a variety of terms, amounts, and special products, so you can pick the CD that's perfect for your needs. Let us help you plan for your future by investing in a CD today!

7 to 91 day fixed rate

  • Automatically renewable after maturity
  • $1,000 minimum opening deposit


6 month fixed rate

  • Automatically renewable after maturity
  • $1,000 minimum opening deposit
  • Higher interest available at $5,000 minimum opening deposit


12 month fixed rate

  • Automatically renewable after maturity
  • $1,000 minimum opening deposit
  • Higher interest available at $5,000 minimum opening deposit


18 month fixed rate

  • Automatically renewable after maturity
  • $1,000 minimum opening deposit
  • Higher interest available at $5,000 minimum opening deposit


24 month fixed rate

  • Automatically renewable after maturity
  • $1,000 minimum opening deposit
  • Higher interest available at $5,000 minimum opening deposit


36, 48, or 60 month one-time change

  • Interest rate may be changed once to reflect current rate for same term as original certificate
  • $5,000 minimum opening deposit


27 month fixed rate (Special)

  • Single maturity (not automatically renewed at maturity)
  • $25,000 minimum opening deposit


60 month one-time change (Special)

  • Single maturity (not automatically renewed at maturity)
  • $25,000 minimum opening deposit


Contact us for additional information on CD rates:


E-Mail: staff@cnb-online.net 

Phone: 1-800-733-6595


Click here to view the current interest rates for all of our deposit account products.

Note: Transaction limits and other restrictions may apply with certain deposit products. Maintaining minimum balance(s) is required to obtain any disclosed annual percentage yields. Early withdrawal penalties may apply with all CD types. Allowing CD to reach full maturity with minimum opening balance is required to obtain any disclosed annual percentage yields.